“ Don't wait to buy real estate. Buy real estate and wait.." - Will Rogers

Calling All Florida Residents!

We have some exciting news to share that could change your life. Our esteemed Governor, Ron DeSantis, recently signed SB 102 into law, marking the largest investment for housing opportunities in the history of our great state. This landmark legislation, also known as The Live Local Act, is a game-changer. It is a comprehensive, statewide workforce housing strategy aimed at increasing the availability of affordable housing for Florida's hardworking individuals who desire to live in the communities they serve.

The Florida Hometown Heroes Housing Program has been established to make the dream of homeownership a reality for the eligible members of our community workforce. If you are a first-time, income-qualified homebuyer, this program offers down payment and closing cost assistance, empowering you to purchase your very own primary residence in the community where you work and serve.

Let's dive into the incredible benefits this program has to offer:

Generous Down Payment Assistance:

As part of the Florida Hometown Heroes Loan Program, borrowers can receive up to 5% of the first mortgage loan amount, with a maximum assistance of $35,000, to be used towards the down payment and closing costs. This assistance can significantly reduce the financial burden of purchasing a home, allowing you to take that crucial step towards homeownership.

Favorable Interest Rates and Reduced Fees:

Eligible full-time workers employed by Florida-based employers can benefit from lower-than-market interest rates on FHA, VA, RD, Fannie Mae, or Freddie Mac first mortgages. Additionally, the program offers reduced upfront fees, with no origination points or discount points, making your homeownership journey more affordable and accessible.

Flexible Assistance Options:

The Florida Hometown Heroes Housing Program provides down payment and closing cost assistance in the form of a 0% non-amortizing, 30-year deferred second mortgage. This means that you won't have to worry about immediate repayment. The second mortgage only becomes due and payable, in full, upon the sale of the property, refinancing of the first mortgage, transfer of the deed, or if you no longer occupy the property as your primary residence.

It's important to note that the Florida Hometown Heroes loan is not forgivable. However, the benefits and opportunities it offers are simply unparalleled.

• Are you tired of pouring your hard-earned money into rent payments, with no hope of building equity?

• Do you long to purchase a home but worry about the upfront investment required?

• Are you a first-time homebuyer seeking financial support for down payment and closing costs?

• Or perhaps you're eagerly looking for down payment assistance from the government.

Whatever your situation may be, it's time to unlock the doors to your dream home with the Hometown Heroes Down Payment Assistance Program.

With this program, you can receive up to a staggering $35,000 towards your down payment and closing costs, enabling you to close on your new home with little to no money down. Yes, you read that right! Even if you have already saved for your first month's rent, last month's rent, and security deposit as a renter, you have enough money to make the leap from renting to owning.

But here's the catch: this program won't last forever. Opportunities like these are rare, and we don't want you to miss out on this incredible chance to secure your future. The time has come for you to take control of your destiny, unlock the doors to your dream home, and embark on a remarkable journey towards homeownership.

Your journey starts right here, right now. Take the first step by finding out instantly if you qualify for the Florida Hometown Heroes Loan Program.

Find Out Instantly if you Qualify by filling out the form below.

Don't let this opportunity slip away. The Florida Hometown Heroes Loan Program is your chance to turn your aspirations of homeownership into a reality. Imagine the pride and stability that comes with owning a place to call your own, a sanctuary where you can create memories and build a future for yourself and your loved ones.

Owning a home has never been more attainable. With the Florida Hometown Heroes Loan Program, you have the opportunity to receive up to $35,000 towards your down payment and closing costs. This substantial assistance can make all the difference, allowing you to close on your new home with little to no money down.

Imagine the freedom of bidding farewell to your landlord and the constraints of renting. Say goodbye to the endless cycle of increasing rents and unpredictable lease terms. With the Hometown Heroes Down Payment Assistance Program, you can take control of your living situation and invest in your own future.

The time to act is now. The Florida Hometown Heroes Loan Program is a limited-time opportunity, and we don't want you to miss out. Don't let hesitation hold you back from seizing this incredible chance to secure your dream home. Take that leap of faith and unlock the doors to a brighter future.

Your journey towards homeownership begins here. We invite you to find out instantly if you qualify for the Florida Hometown Heroes Loan Program. Simply fill out the form below, providing us with your name, email, and phone number. Our dedicated team will be eagerly waiting to assist you every step of the way.

Remember, your dream of homeownership is within reach. Let the Florida Hometown Heroes Loan Program be the key that unlocks a world of possibilities for you. Act now and take the first step towards the future you deserve.

Find Out If You Qualify Now!