Real Estate & Mortgage Calculators

Plan Your Finances with Confidence

Buying, selling, or managing a home involves significant financial decisions. From estimating your potential monthly payments and understanding what you can truly afford, to exploring strategies for paying off your loan early or comparing different financing options, having the right tools can make all the difference.

SanCastle Realty is pleased to offer this comprehensive suite of free, easy-to-use financial calculators. These tools are designed to provide clarity, empower your decisions, and help you confidently navigate your real estate journey here in Florida.

Explore the calculators below to find the one that fits your current needs:

Explore Our Financial Tools

Mortgage Payment Calculator

Estimate your total monthly mortgage payment, including principal, interest, property taxes, and homeowner's insurance (PITI).

Get a realistic picture of your potential housing costs.

Affordability Calculator

Determine how much house you can realistically afford based on your income, monthly debts, down payment, and desired loan terms.

Set a confident home buying budget before you start searching.

Mortgage Amortization Calculator

See a detailed, month-by-month breakdown of your mortgage payments.

Understand how much of each payment goes towards principal versus interest over the life of your loan.

Closing Cost Calculator

Estimate the various fees and taxes due at closing, beyond just your down payment.

Factor in costs like appraisal fees, title insurance, recording fees, and pre-paids to budget accurately.

Rent vs. Buy Calculator

Compare the estimated financial costs and potential benefits of renting versus buying a home over a specific time period.

Make an informed decision based on your financial situation and goals.

Mortgage Payoff Calculator

Explore strategies like making extra payments, bi-weekly payments, or lump-sum contributions to pay off your mortgage faster.

Visualize the potential time and interest savings.

Mortgage Comparison Calculator

Compare two different loan scenarios side-by-side.

Analyze differences in monthly payments, total interest paid, and amortization schedules to choose the best financing option for you.

Get Personalized Real Estate Guidance

These calculators provide valuable estimates and insights for your planning. However, they are tools – not substitutes for personalized financial and real estate advice tailored to your unique circumstances and the current market conditions.

Whether you're ready to buy, sell, or simply explore your options, John Sansaricq and the SanCastle Realty team are here to help. We provide expert guidance and dedicated service to clients throughout Florida.