(386) 433-3507 · jpsansaricq@gmail.com · sancastlerealty.com
PLAN YOUR NEXT MOVE
Buyer Closing Cost Calculator
The down payment is only part of the money needed to buy a home. Build an itemized estimate using quotes from your lender and title company.
Make the numbers yours.
Replace the examples with your own figures. Estimates update when you select Calculate.
Fees defaulting to $0 are excluded until entered. Confirm lender, title, tax and insurance amounts before relying on the total.
Your estimate
Planning estimate only. Not a loan offer, approval, appraisal or settlement statement. Review your figures with the appropriate lender or closing professional.
UNDERSTAND YOUR RESULTS
How this calculator works
Origination and points apply to the loan amount. Prepaid interest uses annual interest divided by 365, from the closing date through month-end inclusive, or 15 days if no date is entered. Zero fees stay zero; title premiums are not guessed. Cash to close is down payment plus costs minus entered credits and deposit.
Learn more: CFPB Loan Estimate guide
Who pays title insurance and transfer taxes?
Use the allocation in your purchase contract and title company quote. This calculator does not assume that every charge belongs to the buyer.
Does this replace the Loan Estimate?
No. Compare this budget with the lender’s Loan Estimate and final Closing Disclosure. Credits may have program limits; the calculator does not determine eligibility.