(386) 433-3507 · jpsansaricq@gmail.com · sancastlerealty.com
PLAN YOUR NEXT MOVE
Home Affordability Calculator
Before you start searching, explore a purchase range that fits your monthly budget. See how income, existing debt and your down payment work together.
Make the numbers yours.
Replace the examples with your own figures. Estimates update when you select Calculate.
Your estimate
Planning estimate only. Not a loan offer, approval, appraisal or settlement statement. Review your figures with the appropriate lender or closing professional.
UNDERSTAND YOUR RESULTS
How this calculator works
The housing allowance is the smaller of the housing ratio times monthly gross income and the total debt ratio times income minus other debt. Entered housing expenses are deducted before calculating loan capacity. The 28% and 43% defaults are planning assumptions, not approval rules.
Learn more: CFPB Loan Estimate guide
Is this a preapproval?
No. A lender reviews income, credit, assets, debts and the loan program. These results do not establish eligibility.
What if my mortgage insurance is unknown?
Ask a lender for an estimate and enter it here. A zero value excludes mortgage insurance and may overstate your budget.