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PLAN YOUR NEXT MOVE
Mortgage Payment Calculator
What will your monthly payment actually be? Start with the amount you plan to borrow, then add the expenses that turn a loan payment into a housing budget.
Make the numbers yours.
Replace the examples with your own figures. Estimates update when you select Calculate.
Your estimate
Planning estimate only. Not a loan offer, approval, appraisal or settlement statement. Review your figures with the appropriate lender or closing professional.
UNDERSTAND YOUR RESULTS
How this calculator works
Principal and interest use a fixed-rate, fully amortizing loan formula. Taxes and insurance are divided by 12. PMI uses the starting loan balance; HOA dues are added separately.
Learn more: CFPB Loan Estimate guide
Is this a mortgage quote?
No. The interest rate is an editable example, not a live rate or loan offer. Enter a rate supplied by your lender.
Does this include every homeownership expense?
It includes the costs entered here. Budget separately for maintenance, utilities, flood insurance if not included, and special assessments.